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Gold Fancy
There are so many good ideas about saving money out there, it is a bit difficult to understand why so many Canadians are still facing bankruptcy (about 100,000 this year will declare themselves bankrupt), and why, as a nation, we’re still so badly in debt (to the tune of about $96,000 per household). Still, it’s not all bad news. A recent study found that Canadians are now setting aside about 5% of their incomes towards personal savings, up from 2% only a few years ago. But what’s up with our record personal debt levels?
First, we might be fooling ourselves. If we are not buying $5 lattes any more, but are just spending that $1000+ yearly savings somewhere else on some thing else, we are not really saving anything. (Right?)
If you have started buying your ketchup by the barrel at Costco, but now seem to have every electronic gadget in the book, you might be better off switching back to the grocery store and buying smaller quantities, even if it costs more. Bulk buying only works when you buy the products you need, and you keep your eyes (and hands) off the ones you want.
The point is, if you’re still spending the savings, then you’re not saving anything at all.
The key to getting out of debt, and increasing your wealth, is to pay off those debts, and then use that money to invest in yourself-by depositing it into a savings account, RRSP, TFSA, or other investment. Bottom line is, it means you have to change your spending habits into savings habits. And never go back.
That can seem tough when it appears that no one around seems to be doing anything differently. But if you are using a credit line or credit card to meet your monthly utilities bill, or opening cards in the name of your children to help make ends meet, it is definitely time to stop spending, pay off those debts, and set aside a few gold nuggets for when you really need them.
That can be hard to do when we are encouraged to spend, not save. So the little tips and tricks that keep you on the savings track-using cash, getting rid of the credit cards or at least reducing them to one-are essential to establishing new no-spending habits.
Canadians are now about $1.4 trillion (yup, that’s with a “T”) in debt. That kind of cash should have all of us thinking twice about our spending.
If you are heading down a bad financial path, a bad credit debt consolidation loan may help get you back on track. Visit our Bad Credit Loans website today, and breath easier tomorrow! Visit our blog for more articles about Bad Credit and Debt.
my new fancy gold fish is chasing my old fish?
ive had 2 fancy gold fish for around 2years and brought some new fancy gold fish today we’ve put them in the tank and now one of the new ones won’t leave one of the old ones alone it keeps chasing it around by its bum so i don’t no if it’s bullying it or if it’s male and female. they are the same type of fish but different markings and Colors, can it hurt my other fish? please help.
the tank is very large the man at the shop when i got the fish said there is plenty of room
If the tank isn’t large enough, your goldfish could be seemingly aggressive as they compete for tank space. You should have 40g for the first two goldfish, and an additional 10g for each added goldfish.
Goldfish are naturally playful, so I wouldn’t worry too much about it unless it’s getting to the point where they’re actually hurting the other fish. Keep an eye on them for the first few days and see how it goes.
Nothin’ Fancy Bluegrass Band Performing “House of Gold” at Weeks Music Auditorium in Buffalo MO
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New Satin Mens Pre Tied Wedding Party Fancy Plain Necktie tie Bow ties $2.51 |
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New Fancy Prom Dress Bridesmaid Evening Corset Gown $79.99 |
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New Fancy Prom Dress Bridesmaid Evening Corset Gown $79.99 |
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New Fancy Prom Dress Bridesmaid Evening Corset Gown $79.99 |
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New Fancy Prom Dress Bridesmaid Evening Corset Gown $79.99 |
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New Fancy Prom Dress Bridesmaid Evening Corset Gown $79.99 |
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New Fancy Prom Dress Bridesmaid Evening Corset Gown $79.99 |
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Strapless Fancy Cocktail Party Junior Prom Dress #5578 $130.00 |
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Strapless Fancy Cocktail Party Junior Prom Dress #5578 $130.00 |
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Strapless Fancy Cocktail Party Junior Prom Dress #5578 $130.00 |
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Strapless Fancy Cocktail Party Junior Prom Dress #5578 $130.00 |
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Strapless Fancy Cocktail Party Junior Prom Dress #5578 $130.00 |
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Strapless Fancy Cocktail Party Junior Prom Dress #5578 $130.00 |
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Strapless Fancy Cocktail Party Junior Prom Dress #5578 $130.00 |
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FANCY BARBELL GOLD TONE TUXEDO SHIRT CUFF LINKS $24.95 |
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Wilton Gold Fanci-Foil Wrap $5.23 Fanci-Foil Wrap. This Food-safe foil is ideal for wrapping your cake boards, and lining plates and baskets. It’s Grease and moisture resistant so cakes aren’t the only thing it’s good for! Measurement: 25 sq.ft. (20 inches x 15 feet) roll. Various colors are available (each sold separately). Made in USA…. |
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Demitasse Spoon – 12 Pack $6.95 18/10 high quality stainless steel steaming pitcher. Straight Sides…. |
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Swirl Beaded Table Runner with Scalloped Edges – 13×36 Oblong – Colors – Gold, Red and Silver – Coordinating Charger – Placemat, Coaster and Napkin Ring also available and sold separately We have been manufacturing home textiles and linens of unsurpassed quality to the highest international standards since 1968. We offer a complete range of luxury, spa, hotel, resort, bath, beach, kitchen, decorative, whimsical, utility, and kids linens. We offer uncompromising quality at the lowest cost by combining our family owned vertically integrated manufacturing with Amazon’s world class tec… |
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Melody Time (Disney Gold Classic Collection) $9.96 This is another collection of Disney shorts set to music, but this time the formula works. That’s predicated on the inherent strength of the individual pieces and almost all of them come through. Surprisingly, two American folk heroes, Johnny Appleseed and Pecos Bill, are the stars of this show, with rousty little tunes, humor, and compelling linear story lines (a rarity in most of these shorts). … |
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Make Mine Music (Disney Gold Classic Collection) $7.49 Sometimes referred to as “the Poor Man’s Fantasia,” Make Mine Music (1946) was the first of the “package features” Walt Disney released after World War II. Instead of Bach and Beethoven, the artists illustrated segments set to popular music by Benny Goodman, Dinah Shore, and the Andrews Sisters. Originally set to Debussy’s “Claire de Lune,” “Blue Bayou” remains an atmospheric evocation of the Ever… |
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Second Helping $2.49 With staples such as “Sweet Home Alabama,” “Workin’ for MCA,” and the J.J. Cale-penned “Call Me the Breeze,” Skynyrd’s second captures the Jacksonville, Florida, band at the height of its powers, coming off the success of “Free Bird” and “Gimme Three Steps” from their 1973 debut. Backed by a tight rhythm section and the mighty three-guitar attack of Allen Collins, Ed King, and Gary Rossington, sin… |
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Melody Time (Fully Restored 50th Anniversary Special Edition) (Walt Disney Masterpiece Collection) [VHS] $2.79 This is another collection of Disney shorts set to music, but this time the formula works. That’s predicated on the inherent strength of the individual pieces and almost all of them come through. Surprisingly, two American folk heroes, Johnny Appleseed and Pecos Bill, are the stars of this show, with rousty little tunes, humor, and compelling linear story lines (a rarity in most of these shorts). … |
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Fun and Fancy Free (Fully Restored 50th Anniversary Limited Edition) (Walt Disney’s Masterpiece) [VHS] $1.45 Fun is probably worth the purchase for “Mickey and the Beanstalk,” the second half of this combo-film. “Beanstalk” includes the last performance by Walt Disney of Mickey Mouse. It also has Donald Duck and Goofy as comrades who climb the beanstalk in their back yard to face Willy the Giant. This segment actually achieves the goals of the film’s title. The first half, however, is “Bongo,” the story … |
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Fun and Fancy Free (Walt Disney Gold Classic Collection) [VHS] $14.95 Fun is probably worth the purchase for “Mickey and the Beanstalk,” the second half of this combo-film. “Beanstalk” includes the last performance by Walt Disney of Mickey Mouse. It also has Donald Duck and Goofy as comrades who climb the beanstalk in their back yard to face Willy the Giant. This segment actually achieves the goals of the film’s title. The first half, however, is “Bongo,” the story … |
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Black Lace Folding Fan #G191G $6.95 Spanish style lacey folding fans made of embroidered shear cloth and plastic ribbing. The shear cloth gives a lace like look to the fan! These are 9 inches tall and open to 17 inches across. Open these with a flick of the wrist, very cool! Use these fans for decoration, performances, weddings or just use this fan to cool yourself! Boxed, made in China…. |